/* ==========================================
   Cash Loans Bear - Modern Fintech Style Sheet
   Accessibility: WCAG 2.2 AA Compliant
   ========================================== */

:root {
  --primary: #123B6D;
  --primary-hover: #0E2E56;
  --primary-light: #EEF4FC;
  --accent: #19A68C;
  --accent-hover: #148A74;
  --accent-light: #E8F6F3;
  --text: #172033;
  --muted: #667085;
  --surface: #F7F9FC;
  --card-bg: #FFFFFF;
  --border: #E4E7EC;
  --border-hover: #D0D5DD;
  --error: #D92D20;
  --error-light: #FEE4E2;
  --success: #079455;
  --warning: #DC6803;
  
  --font-sans: system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-3xl: 28px;
  --radius-pill: 9999px;

  --shadow-sm: 0 1px 3px rgba(16, 24, 40, 0.06);
  --shadow-md: 0 4px 12px -2px rgba(16, 24, 40, 0.08), 0 2px 4px -2px rgba(16, 24, 40, 0.04);
  --shadow-lg: 0 12px 24px -4px rgba(16, 24, 40, 0.12), 0 4px 8px -2px rgba(16, 24, 40, 0.04);
  
  --container-max: 1240px;
  --transition-fast: 0.15s ease;
  --transition-normal: 0.25s ease;
}

/* Reset & Base Styles */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.6;
  color: var(--text);
  background-color: #ffffff;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  overflow-x: hidden;
}

/* Accessibility Focus States */
:focus-visible {
  outline: 3px solid var(--accent);
  outline-offset: 2px;
  border-radius: 4px;
}

/* Skip link for screen readers */
.skip-link {
  position: absolute;
  top: -100px;
  left: 16px;
  background: var(--primary);
  color: #ffffff;
  padding: 12px 20px;
  z-index: 1000;
  font-weight: 600;
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: top var(--transition-fast);
}

.skip-link:focus {
  top: 16px;
}

/* Layout Containers */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}

/* Header & Navigation */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
  transition: box-shadow var(--transition-normal);
}

.site-header.scrolled {
  box-shadow: var(--shadow-sm);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

/* Brand Logo */
.brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--primary);
  font-weight: 700;
  font-size: 1.25rem;
  letter-spacing: -0.02em;
}

.brand-icon {
  width: 42px;
  height: 42px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #ffffff;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 8px rgba(18, 59, 109, 0.2);
}

.brand-icon svg {
  width: 24px;
  height: 24px;
}

.brand-name {
  display: flex;
  flex-direction: column;
}

.brand-title {
  color: var(--primary);
  line-height: 1.1;
  font-size: 1.2rem;
  font-weight: 800;
}

.brand-sub {
  color: var(--accent);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

/* Desktop Nav */
.main-nav {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 28px;
  list-style: none;
}

.nav-link {
  text-decoration: none;
  color: var(--text);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 8px 0;
  position: relative;
  transition: color var(--transition-fast);
}

.nav-link:hover, .nav-link.active {
  color: var(--accent);
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 2px;
  background-color: var(--accent);
  border-radius: 2px;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 16px;
}

/* Mobile Menu Toggle */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  padding: 8px;
  color: var(--primary);
  cursor: pointer;
  border-radius: var(--radius-sm);
}

.mobile-toggle svg {
  width: 28px;
  height: 28px;
  display: block;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  font-size: 0.95rem;
  font-weight: 700;
  border-radius: var(--radius-md);
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  transition: all var(--transition-fast);
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--accent);
  color: #ffffff;
  box-shadow: 0 2px 4px rgba(25, 166, 140, 0.2);
}

.btn-primary:hover {
  background-color: var(--accent-hover);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(25, 166, 140, 0.3);
}

.btn-secondary {
  background-color: var(--primary);
  color: #ffffff;
}

.btn-secondary:hover {
  background-color: var(--primary-hover);
  transform: translateY(-1px);
}

.btn-outline {
  background-color: transparent;
  border-color: var(--border-hover);
  color: var(--text);
}

.btn-outline:hover {
  border-color: var(--primary);
  color: var(--primary);
  background-color: var(--surface);
}

.btn-lg {
  padding: 16px 32px;
  font-size: 1.05rem;
  border-radius: var(--radius-lg);
}

.btn-block {
  width: 100%;
}

/* Hero Section */
.hero-section {
  padding: 64px 0 80px;
  background: radial-gradient(circle at 90% 10%, var(--accent-light) 0%, transparent 40%),
              radial-gradient(circle at 10% 90%, var(--primary-light) 0%, transparent 40%),
              #ffffff;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  background-color: var(--primary-light);
  color: var(--primary);
  font-size: 0.85rem;
  font-weight: 700;
  border-radius: var(--radius-pill);
  margin-bottom: 20px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.eyebrow-icon {
  width: 16px;
  height: 16px;
  fill: var(--accent);
}

.hero-title {
  font-size: 2.75rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.2;
  letter-spacing: -0.03em;
  margin-bottom: 20px;
}

.hero-desc {
  font-size: 1.15rem;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 32px;
  max-width: 540px;
}

.hero-ctas {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 32px;
}

.trust-badges-inline {
  display: flex;
  align-items: center;
  gap: 24px;
  padding-top: 16px;
  border-top: 1px solid var(--border);
}

.badge-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--muted);
}

.badge-item svg {
  width: 18px;
  height: 18px;
  color: var(--accent);
  flex-shrink: 0;
}

/* Request Preview Card */
.request-preview-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-3xl);
  padding: 32px;
  box-shadow: var(--shadow-lg);
  position: relative;
}

.card-header-tag {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 24px;
}

.card-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary);
}

.secure-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--accent);
  background-color: var(--accent-light);
  padding: 4px 10px;
  border-radius: var(--radius-pill);
}

/* Form Styles */
.form-group {
  margin-bottom: 20px;
}

.form-label {
  display: block;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 8px;
}

.form-control, .form-select {
  width: 100%;
  padding: 14px 16px;
  font-size: 1rem;
  color: var(--text);
  background-color: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
}

.form-control:focus, .form-select:focus {
  background-color: #ffffff;
  border-color: var(--accent);
  outline: none;
  box-shadow: 0 0 0 4px var(--accent-light);
}

.form-hint {
  font-size: 0.8rem;
  color: var(--muted);
  margin-top: 6px;
}

.amount-display {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  margin-bottom: 8px;
}

.amount-val {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--primary);
}

/* Range Input */
.range-slider {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: var(--border);
  outline: none;
  accent-color: var(--accent);
  cursor: pointer;
}

/* Section Header */
.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 48px;
}

.section-tag {
  color: var(--accent);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 8px;
}

.section-title {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.25;
  margin-bottom: 16px;
}

.section-desc {
  font-size: 1.05rem;
  color: var(--muted);
}

/* Benefits Section */
.benefits-section {
  padding: 80px 0;
  background-color: var(--surface);
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 28px;
}

.benefit-card {
  background: var(--card-bg);
  padding: 32px;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-fast), box-shadow var(--transition-fast);
}

.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--accent-light);
}

.benefit-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background-color: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.benefit-icon svg {
  width: 28px;
  height: 28px;
}

.benefit-title {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 12px;
}

.benefit-text {
  font-size: 0.95rem;
  color: var(--muted);
  line-height: 1.6;
}

/* How It Works Section */
.how-it-works-section {
  padding: 80px 0;
  background-color: #ffffff;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 32px;
  position: relative;
}

.step-card {
  position: relative;
  padding: 32px 24px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
}

.step-number {
  width: 40px;
  height: 40px;
  background-color: var(--accent);
  color: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
  margin-bottom: 20px;
  box-shadow: 0 4px 8px rgba(25, 166, 140, 0.25);
}

.step-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 10px;
}

.step-desc {
  font-size: 0.9rem;
  color: var(--muted);
  line-height: 1.5;
}

/* Customer Reviews Section */
.reviews-section {
  padding: 80px 0;
  background-color: var(--surface);
}

.reviews-summary {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 24px 32px;
  max-width: 600px;
  margin: 0 auto 48px;
  box-shadow: var(--shadow-sm);
  flex-wrap: wrap;
}

.reviews-score-num {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
}

.reviews-stars-wrap {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 4px;
}

.star-rating-icons {
  display: flex;
  gap: 4px;
  color: #F59E0B;
}

.star-rating-icons svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

.reviews-count-text {
  font-size: 0.85rem;
  color: var(--muted);
  font-weight: 600;
}

.reviews-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
}

.review-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-3xl);
  padding: 32px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: transform var(--transition-fast), box-shadow var(--transition-fast);
}

.review-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--border-hover);
}

.review-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}

.review-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.review-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #ffffff;
  font-weight: 700;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 2px 6px rgba(18, 59, 109, 0.15);
}

.author-info h4 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 2px;
}

.author-info span {
  font-size: 0.78rem;
  color: var(--muted);
}

.verified-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--accent);
  background-color: rgba(25, 166, 140, 0.1);
  padding: 4px 10px;
  border-radius: var(--radius-pill);
}

.review-body {
  margin-bottom: 20px;
}

.review-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 8px;
}

.review-text {
  font-size: 0.92rem;
  color: var(--muted);
  line-height: 1.6;
}

.review-footer-date {
  font-size: 0.8rem;
  color: var(--muted);
  border-top: 1px solid var(--border);
  padding-top: 14px;
  margin-top: auto;
}

/* Installment Loan Calculator */
.calculator-section {
  padding: 80px 0;
  background: linear-gradient(180deg, var(--surface) 0%, #ffffff 100%);
}

.calculator-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-3xl);
  box-shadow: var(--shadow-lg);
  padding: 40px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}

.calc-inputs {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.calc-results {
  background: var(--primary);
  color: #ffffff;
  padding: 36px;
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.calc-result-item {
  margin-bottom: 24px;
}

.calc-result-item:last-child {
  margin-bottom: 0;
}

.calc-label {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.7);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 600;
  margin-bottom: 4px;
}

.calc-value-lg {
  font-size: 2.5rem;
  font-weight: 800;
  color: #ffffff;
}

.calc-value-md {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--accent-light);
}

.calc-disclaimer {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.65);
  margin-top: 20px;
  line-height: 1.4;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-top: 16px;
}

/* Amortization Table Modal */
.modal-overlay {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(18, 59, 109, 0.6);
  backdrop-filter: blur(4px);
  z-index: 1000;
  align-items: center;
  justify-content: center;
  padding: 24px;
}

.modal-overlay.active {
  display: flex;
}

.modal-content {
  background: #ffffff;
  border-radius: var(--radius-lg);
  max-width: 800px;
  width: 100%;
  max-height: 85vh;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.modal-header {
  padding: 20px 24px;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.modal-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary);
}

.modal-close {
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--muted);
  cursor: pointer;
  padding: 4px;
}

.modal-body {
  padding: 24px;
  overflow-y: auto;
}

.table-wrapper {
  overflow-x: auto;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 0.9rem;
}

.data-table th {
  background-color: var(--surface);
  color: var(--primary);
  font-weight: 700;
  padding: 12px 16px;
  border-bottom: 2px solid var(--border);
}

.data-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--border);
  color: var(--text);
}

/* Rates & Terms Section */
.rates-terms-section {
  padding: 80px 0;
  background-color: #ffffff;
}

.rates-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
  margin-bottom: 40px;
}

.rate-box {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 24px;
}

.rate-box-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
  margin-bottom: 8px;
}

.rate-box-value {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 8px;
}

.rate-box-desc {
  font-size: 0.85rem;
  color: var(--muted);
}

/* Verification Placeholder Styling */
.verify-badge {
  display: inline-block;
  background-color: #FEF0C7;
  color: #DC6803;
  font-size: 0.85rem;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: var(--radius-sm);
  margin-left: 6px;
}

/* FAQ Section */
.faq-section {
  padding: 80px 0;
  background-color: var(--surface);
}

.faq-list {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.faq-item {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--transition-fast);
}

.faq-item.active {
  border-color: var(--accent);
}

.faq-button {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  background: none;
  border: none;
  text-align: left;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary);
  cursor: pointer;
  gap: 16px;
}

.faq-icon {
  width: 20px;
  height: 20px;
  transition: transform var(--transition-normal);
  color: var(--accent);
  flex-shrink: 0;
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
}

.faq-content {
  display: none;
  padding: 0 24px 20px;
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.6;
}

.faq-item.active .faq-content {
  display: block;
}

/* Responsible Lending Callout */
.responsible-banner {
  background: linear-gradient(135deg, var(--primary), #1E4F8A);
  color: #ffffff;
  padding: 48px;
  border-radius: var(--radius-3xl);
  margin: 64px 0 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}

.banner-content {
  max-width: 680px;
}

.banner-title {
  font-size: 1.75rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.banner-desc {
  font-size: 1rem;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.6;
}

/* Disclosures & Footer */
.site-footer {
  background-color: var(--primary);
  color: rgba(255, 255, 255, 0.8);
  padding: 64px 0 32px;
  font-size: 0.85rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr repeat(3, 1fr);
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand .brand-title {
  color: #ffffff;
}

.footer-brand p {
  margin-top: 12px;
  line-height: 1.6;
  max-width: 320px;
  color: rgba(255, 255, 255, 0.7);
}

.footer-col-title {
  color: #ffffff;
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 16px;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.75);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: var(--accent-light);
}

.financial-disclosures {
  background: rgba(0, 0, 0, 0.2);
  padding: 32px;
  border-radius: var(--radius-md);
  margin-bottom: 32px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.65);
  font-size: 0.8rem;
}

.financial-disclosures h4 {
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.85rem;
  margin-bottom: 8px;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 24px;
  color: rgba(255, 255, 255, 0.5);
}

/* Mobile Drawer */
.mobile-nav-drawer {
  position: fixed;
  top: 0;
  right: -100%;
  width: 300px;
  height: 100vh;
  background: #ffffff;
  z-index: 200;
  padding: 32px 24px;
  box-shadow: var(--shadow-lg);
  transition: right var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.mobile-nav-drawer.open {
  right: 0;
}

.drawer-overlay {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0,0,0,0.5);
  z-index: 150;
}

.drawer-overlay.active {
  display: block;
}

.drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 32px;
}

.drawer-close {
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--text);
  cursor: pointer;
}

.mobile-nav-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.mobile-nav-links a {
  text-decoration: none;
  color: var(--text);
  font-size: 1.1rem;
  font-weight: 600;
}

/* Utility Animations & Reduced Motion */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* Responsive Breakpoints */
@media (max-width: 992px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .calculator-card {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  
  .footer-top {
    grid-template-columns: 1fr 1fr;
  }
  
  .responsible-banner {
    flex-direction: column;
    text-align: center;
    padding: 32px;
  }
}

@media (max-width: 768px) {
  .nav-links, .header-actions {
    display: none;
  }
  
  .mobile-toggle {
    display: block;
  }
  
  .hero-title {
    font-size: 2.1rem;
  }
  
  .section-title {
    font-size: 1.75rem;
  }
  
  .footer-top {
    grid-template-columns: 1fr;
  }
  
  .footer-bottom {
    flex-direction: column;
    gap: 16px;
    text-align: center;
  }
}